College students have active lives. Their health plan has to keep up. The parents' plan might be enough…but it might not cover the student after a certain age. And there could be other restrictions.

The primary purpose of student health insurance is to keep students in school so they can graduate and realize their professional and career dreams. Students need health insurance wherever they are: school, a semester overseas, spring break, home for the holidays.

Why Student Health Insurance May Cost Less

Student health insurance often is less expensive than traditional health insurance programs for reasons that include:

• Many Student Health Centers provide deep discounts if care is provided on campus. For this reason, student health insurance plans don’t need to be as comprehensive as traditional plans.
• When students complete their education, they are no longer eligible for student health insurance, which means that most participants are only enrolled for a limited, relatively short period of time. Actuaries point out that the longer a person stays enrolled in a particular health insurance pool, the more health care he or she will require.
• College students are younger and typically healthier than the general population, resulting in reduced risk for the insurer. Insurance rates typically reflect that reduced risk.

The advantages of student health insurance make them an affordable, quality alternative to more expensive, more comprehensive traditional plans.

How InsFilings will help you determine

Here in InsFilings, you will not receive "one-size fits all" approach to your health insurance needs. That’s because we put ourselves in your shoes and evaluate your own unique situation with an open mind and empathetic ears, investing the time to deeply understand. InsFilings will then work with you on a flexible and practical insurance solution for you and your family.

Benefits of InsFilings Health Insurance

Premium Flexibility
We will research all available method of payment for your convenience.

Choice of coverage
Every Carriers are different. Choose from over numerous insurance carriers that suit your needs.

Fast easy claims over the phone
Without fraustration and the hassles of paperwork

Friendly professional staff
Who are committed to help every single customer

The promise of InsFilings
Whose success is built on a commitment to superior customer service and keeping promises

There are many health coverage options available. You might have insurance through an employer. Or you might start your coverage with InsFilings. Either way, knowing the basics will help you to get the most out of your health insurance coverage.

By requesting a free no-obligation quote, you authorize InsFilings to contact you regarding insurance quotes. If we reach your voicemail, we may leave you a pre-recorded message with more information about your quotes.