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Guaranteed no-lapse rider

Relieves the policy owner of responsibility to monitor his cash value by inposing a premium payment schedule on a universal life insurance policy
This rider relieves the policy owner of responsibility to monitor his cash value by imposing a premium payment schedule on a universal life insurance policy. This rider comes with a required payment schedule, effectively hybridizing the universal policy with whole life insurance. So long as the policyholder adheres to the payment schedule, the policy will not lapse. Essentially, no lapse universal life insurance becomes whole life insurance with no endowment, and is still affordable with low rates.  



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