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Level Term Rider

Provides a consistent amount of term insurance that is added to a permanent life policy for a specified period of time
Life insurance terms can range from as little as one year to 30 years or more. Most commonly, however, level term coverage lasts for 10, 15, or 20 years. A level term rider provides a consistent amount of term insurance that is added to a permanent life policy for a specified period of time. Generally, a level term rider is written for an amount that may be up to three or even five times the death benefit of the permanent policy to which it is attached. Level term insurance provides temporary protection and does not build cash value.  



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